Posted on March 27, 2019 - 04:55 PM
by peggy albers
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
The realtor signs were everywhere but I took a cautionary action of googling, “Best Realtor at the Lake”. Peggy Albers’ name popped up. I read everything and gave her a call. At a pace that was remarkable, she pulled everything together to help us as well as finding the perfect people for our spot that we had outgrown about two grandkids ago. This was carefully done and also a lot of fun. She is a petite person but displays an energy level that compares to supersonic. She worked with us through the good or uncomfortable things to find what we wanted as well as needed. Her team kept pace at “Peggy speed”. It was amazing. The Lake should retire the title, “Realtor of the Year” because I don’t think anyone else can compare to Peggy. She is the best in every categoryrdzn- Zillow Review