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Lake Ozark, Missouri
Real Estate Team
573-365-8596
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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more


Albers & Albers
Four Seasons Realty

109 Horseshoe Bend Parkway
Lake Ozark, MO 65049
Office: 573-365-8596
Peggy:573-569-8792
Jim: 573-216-5144
Mary: 573-216-2139
Email: mary@maryalbers.com
Email: jim@jimalbers.com
Email: peggy@albersandalbers.com

Testimonials

The most excellent professional real estate team we have ever encountered. We purchased our third home and was impressed with the service and great communication through the whole process. Will recommend to all our friends and family. See you all again this Summer! Destiny487
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